Financial Aid for Summer Sessions

Financial Aid is available for the summer sessions for those who qualify. The summer term is the final term in the academic year at NAU.
To be eligible for Federal Financial Aid you need to:

  • Have a high school diploma or a General Education Development (GED) Certificate or have completed homeschooling.
  • Be a citizen, or an eligible non-citizen of the United States.
  • Be enrolled in a degree-seeking program.
  • Have a valid Social Security Number.
  • Maintain Satisfactory academic progress.
  • Not owe a refund on a federal student grant or be in default on a federal student loan.
  • Not have a conviction for the possession or sale of illegal drugs for an offense that occurred while you were receiving federal student aid (such as grants, work-study, or loans).

Federal Student Aid

Federal grants and student loans are available for eligible students who enroll in 6 credit hours or more this summer and have remaining federal aid that was not used in the prior Fall and Spring terms. Students must have a valid current FAFSA on file (school code: 041795). If you received financial aid for the fall/spring semesters before summer, you would not need to complete a new FAFSA to received summer aid.

Starting Mid-April, financial aid and institutional aid will be added to your student portal to either accept, reduce, or decline the offered amount. Students will continue to be awarded within 3 business days of registering for 6 credit hours or more.

Federal Pell Grant

The Federal Pell Grant is available to undergraduate students who qualify. To be eligible for a summer Pell Grant, you must:

  • Have a current valid FAFSA on file with an eligible EFC number that demonstrates an exceptional financial need.
  • Enrolled in at least half-time (6+ credits)
  • Meet Satisfactory Academic Progress (SAP)
  • Have lifetime Pell Grant eligibility (LEU) remaining. Pell Grant funds received during the summer will count towards your Pell Grant Lifetime Eligibility.
  • Be an undergraduate student who hasn’t earned a bachelor or professional degree.

Students eligible for the Federal Pell Grant can receive up to 150% of their scheduled Federal Pell Grant each year. If you enrolled full-time (12+ hours) and received your full-time Federal Pell Grant for fall and spring, you must enroll at least part-time (6 hours) for the summer term to be offered summer Pell Grant funds. Students must have lifetime Pell Grant eligibility remaining in order to qualify for these additional funds.

Federal Direct Loans

Federal Direct Loans are another form of financial assistance available to undergraduate and graduate students as well as the parents of dependent undergraduate students. Each type of loan has its own unique fees, interest rates, and repayment terms. NAU will determine the maximum amount you are eligible to receive without exceeding your Cost of Attendance (COA), but it is important that you borrow wisely and only the amount you truly need.

Federal Direct Subsidized and Unsubsidized Loans may be available to students who have not already borrowed their annual maximums for the year. There is a yearly limit as to how much a student may borrow, so if the student borrowed the full limit in fall and spring, there may not be eligibility to receive additional loans in summer. Find out more about the annual Federal Direct Subsidized and Unsubsidized loan limits. If a dependent student has met the maximum amount they may borrow for the year, their parents may borrow the Federal Direct PLUS Loan for summer school.

Institutional Aid

Limited amounts of institutional aid may be available to eligible undergraduate students who demonstrate a financial need and register for 6 credit hours or more in the summer semester. Award amounts may vary and are based on the student’s residency, enrollment, FAFSA Expected Family Contribution (EFC), and Satisfactory Academic Progress (SAP) status. No additional application is required, and eligible students will be automatically awarded within 3 business days of registering for 6 credit hours or more.

Satisfactory Academic Progress (SAP)

Summer aid is offered before spring grades are finalized. Students must meet SAP standards by the end of the spring semester to qualify for summer aid. Offered aid will be cancelled if SAP is not met.

Enrollment Status Changes

Financial aid is awarded based on enrollment status. Once offered aid, changes to your enrollment status (i.e., dropping a registered course before term start, not attending a registered course, dropping below 6 credit hours, etc.) will negatively impact your financial aid eligibility. Dropping courses after receiving financial aid may require you to repay all or a portion of the funds received.

Disbursement Dates

Financial aid will be disbursed on multiple dates for each summer session enrolled following the tables below. All dates are subject to change.

Grants & Scholarships

NAU Scholarships Federal Grants
1st day of term 2nd business day after census
Summer I 5/30/2023 6/6/2023
Summer II 7/3/2023 7/11/2023
Summer III 5/30/2023 6/6/2023

Federal Direct Loans

Student loans are divided in half and equally disbursed on the dates below according to the student’s enrollment status in each session. Loans disburse after students reach their sixth credit hour of enrollment. The second loan disbursement must occur after the calendar midpoint of the Summer III (undergraduate) and Summer VI (graduate) terms.


Summer I Summer II Summer III Disbursement Dates
6 credit hours Not Registered Not Registered 5/30/2023 and 7/3/2023
Not Registered 6 credit hours Not Registered 7/3/2023 and 7/18/2023
Not Registered Not Registered 6 credit hours 5/30/2023 and 7/3/2023
3 credit hours Not Registered 3 credit hours 5/30/2023 and 7/3/2023
3 credit hours 3 credit hours Not Registered 7/3/2023 and 7/18/2023
Not Registered 3 credit hours 3 credit hours 7/3/2023 and 7/18/2023


Summer IV Summer V Summer VI Disbursement Dates
6 credit hours Not Registered Not Registered 5/22/2023 and 7/3/2023
Not Registered 6 credit hours Not Registered 7/3/2023 and 7/24/2023
Not Registered Not Registered 6 credit hours 5/22/2023 and 7/3/2023
3 credit hours Not Registered 3 credit hours 5/22/2023 and 7/3/2023
3 credit hours 3 credit hours Not Registered 7/3/2023 and 7/24/2023
Not Registered 3 credit hours 3 credit hours 7/3/2023 and 7/24/2023

Books & Supplies

Students receiving federal grants and student loans who are eligible for a credit balance refund due to excess aid will have the option to receive up to a $600 disbursement to purchase books & supplies by the seventh day of each semester enrolled. The exact amount varies and is based on the student’s enrollment status. To opt out of the book disbursement, please email the Student Accounts Office by the first Friday of each semester.

Student Refunds

Once Title IV aid (Federal Grants & Student Loans) disburses, your account balance will be updated to reflect the amount credited. Aid that exceeds the amount owed for direct costs (i.e., tuition, fees, room & board, etc.) is a Title IV credit balance. This credit balance will be refunded to the student (or parent for PLUS Loans) via direct deposit (ACH) or paper check by the Student Accounts Office. The Student Accounts Office will begin processing credit balance refunds on the first business day after the scheduled disbursement dates and no later than 14 days after a credit balance occurs.